HVAC Rebates & Financing on Long IslandUp to $7,000+ in incentives. $0 down today.
Long Island homeowners get the best HVAC rebate stack in the country. We file every form for you — and finance the rest at $0 down.
Quick answer: Long Island HVAC rebates stack across three programs: PSEG Long Island ($1,000–$2,000 utility rebate), NYSERDA Clean Heat & Comfort Home ($1,000–$3,000+), and the federal IRA 25C tax credit (30%, up to $2,000 for heat pumps). Combined incentives commonly hit $5,000–$10,000+ on heat pump installs. Pair with $0-down Synchrony financing — 0% APR for 12 months or low fixed monthly payments up to 120 months on central AC and furnace installs.
Rebate programs
Three programs. One application.
We're a NYSERDA-participating contractor and PSEG trade ally. That means we can submit on your behalf and you get the savings on the spot or via your utility bill.
PSEG Long Island
- High-efficiency central AC (16+ SEER2)Up to $1,000
- Air-source heat pump (qualifying)Up to $2,000
- Ductless mini-split (per outdoor unit)Up to $1,000
- ENERGY STAR smart thermostat$75
Filed by us. You see the credit on your PSEG bill within 6–8 weeks.
NYSERDA
- Comfort Home whole-home upgrade$1,000–$3,000
- Clean Heat heat pump rebateUp to $3,000
- Low-to-moderate income bonus+$2,000–$8,000
- Home energy assessmentFree
We're a NYSERDA-participating contractor. We handle the application.
Federal IRA Tax Credits
- Heat pump (25C credit)30% — up to $2,000
- Heat pump water heater30% — up to $2,000
- Insulation & air sealing30% — up to $1,200
- Electric panel upgrades30% — up to $600
Claimed at tax time on IRS Form 5695. We provide the manufacturer certification statement.
Financing options
$0 down. Decision in 60 seconds.
Backed by Synchrony. Soft credit check at consultation — no impact to your score.
0% APR Promo
- No interest if paid in full within promo period
- Soft credit check, decision in 60 seconds
- $0 down available
- Pay off anytime, no penalty
Low-Monthly Plan
- Lowest possible monthly payment
- Fixed rate for entire term
- $0 down available
- Easy budget integration
Long-Term Comfort
- Spread larger projects over 10 years
- Best for full-system upgrades
- Membership perks included
- No prepayment penalty
All financing subject to credit approval through Synchrony Bank. Rates and terms shown are typical examples; actual rates may vary based on creditworthiness. Promotional 0% APR plans require minimum monthly payments and full payoff within the promotional period to avoid interest charges.
How it works
From quote to commissioning.
Free in-home consultation
We measure, run a Manual-J load calc, and identify every rebate you qualify for.
Quote with rebates baked in
You see the gross price, every rebate, and your net out-of-pocket — in writing.
Apply for financing in minutes
Soft credit check via Synchrony. Decision in 60 seconds. No impact to your credit score.
We file rebate paperwork
PSEG, NYSERDA, and manufacturer rebates submitted on your behalf — you don't lift a finger.
FAQ
Rebates & financing questions, answered.
Long Island homeowners installing a qualifying heat pump can stack PSEG ($2,000) + NYSERDA Clean Heat ($3,000) + federal 25C credit ($2,000) = $7,000 in incentives. Add Comfort Home and IRA insulation credits for whole-home projects and total incentives can exceed $10,000.
No — we file all PSEG Long Island and NYSERDA paperwork for you. You'll see the PSEG credit on your bill within 6–8 weeks. NYSERDA processes by check or instant rebate at install.
Through Synchrony, we offer $0-down plans on approved credit. You apply at the in-home consultation, get a soft-pull decision in about 60 seconds, and pick from 0% APR promo terms or low-monthly fixed-rate plans up to 120 months.
Most plans approve at 640+. We have lenders that work with 580+ as well. Pre-qualification uses a soft pull and won't affect your credit score.
No — the 30% / $2,000 credit applies only to qualifying new high-efficiency installations (heat pumps, heat pump water heaters, certain furnaces). Repairs and standard AC replacements are not eligible.
Most are. PSEG and NYSERDA programs run continuously but funding levels change year to year — programs occasionally pause when annual budgets are exhausted. We always confirm current availability at your consultation.
Yes — utility and federal incentives require ownership of the property where equipment is installed. Landlord-owned properties qualify if the landlord is the applicant.
Apply your rebates
Eligible installs we handle.
Every service below qualifies for one or more PSEG, NYSERDA, or federal incentives. We file the paperwork on your behalf.
Heat Pump Installation
Stack PSEG ($2K) + NYSERDA Clean Heat ($3K) + federal 25C credit ($2K) = up to $7,000 off.
Central AC Installation
PSEG rebates up to $1,000 on qualifying 16+ SEER2 systems.
Ductless Mini-Splits
PSEG rebate per outdoor unit + IRA tax credit on cold-climate models.
Furnace Installation
NYSERDA Comfort Home eligibility on whole-home efficiency upgrades.
Water Heater Installation
Heat pump water heaters earn 30% federal credit, up to $2,000.
Whole-Home Zoned Comfort
Variable-capacity zoned systems often qualify for the largest rebate stack.
Indoor Air Quality
ERV/HRV ventilators carry PSEG rebates as part of Comfort Home.
All HVAC Services
Browse every install eligible for incentives.
See exactly what you'll pay — and what you'll save.
Book a free in-home consult. Walk away with three quotes, every rebate stacked, and your monthly financing payment in writing.