Can I stack the federal credit with PSEG and NYSERDA rebates?

In most cases, yes. The federal 25C tax credit is generally claimable on top of utility and state incentives, though NYSERDA and PSEG may reduce the cost basis you use when calculating the federal credit. We'll walk you through the math during your free estimate.

How fast is the Synchrony soft-pull approval?

About 60 seconds for most homeowners. It's a soft credit check, so it doesn't affect your score. You'll see your available terms (including 0% APR promotional offers and longer 84/120-month plans) before deciding anything.

What heat pumps qualify for the $2,000 federal credit?

Most ENERGY STAR-certified cold-climate heat pumps meeting the CEE highest tier qualify. We size and quote equipment that hits the threshold so you don't lose the credit on a near-miss model.

Do you handle the rebate paperwork?

Yes. For PSEG Long Island and NYSERDA programs we file on your behalf as a participating contractor. For the federal 25C credit we provide the manufacturer certification statement and invoice your accountant will need at tax time.

How much can I really save in total?

A realistic stacked range for a qualifying heat pump install on Long Island is roughly $3,000–$7,000+ in combined rebates and tax credits, before factoring in financing. Your exact number depends on the equipment, your home, and your tax situation.

Rebates · Tax Credits · 0% Financing

Save thousands on a new system — without juggling the paperwork.

We stack PSEG Long Island rebates, NYSERDA incentives, and the federal 25C heat-pump tax credit — then pair it with 0% APR Synchrony financing (up to 120 months) so the monthly payment fits your budget.

(516) 667-0911

Every dollar of savings, explained in plain English

Four programs Long Island homeowners can actually use — and how each one works.

Federal — through 2032

Federal IRA 25C Tax Credit

The Inflation Reduction Act's 25C credit returns 30% of the cost of a qualifying high-efficiency heat pump (equipment + installation), up to $2,000 per year. Stackable with $1,200/yr for insulation, air-sealing, and panel upgrades. Claimed at tax time on IRS Form 5695 — we hand you the manufacturer certification statement.

Up to $2,000 back on qualifying heat pumps

Local utility

PSEG Long Island Rebates

PSEG Long Island offers instant utility rebates on high-efficiency cooling and heating equipment installed by participating contractors. We file the paperwork for you and the credit appears on your PSEG bill, typically within 6–8 weeks.

Up to ~$1,000 central AC · up to ~$2,000 heat pumps

NY State

NYSERDA Clean Heat & Comfort Home

New York State's NYSERDA programs add another layer of incentives for heat pumps, weatherization, and whole-home upgrades — plus enhanced rebates for low-to-moderate income households. We're a participating contractor, so the application is handled for you.

Typical range $1,000–$3,000 (LMI bonuses higher)

Synchrony — 0% APR

0% APR Financing up to 120 Months

Spread the remaining cost over time with a soft-pull approval that takes about 60 seconds — no impact on your credit score to check rates. Qualified buyers get 0% APR promotional plans, with longer terms up to 120 months available for larger installations.

60-second soft pull · $0 down available

Example scenario

How the savings stack on a real Long Island home

Estimates only — not a guaranteed quote. Your actual savings depend on equipment, home size, tax situation, and program funding at time of install.

Scenario

3-bed, 1,800 sq ft Nassau home replacing an aging gas furnace and central AC with a qualifying cold-climate heat pump system.

Estimated installed system price$14,000 – $18,000
PSEG Long Island rebate (heat pump)− $1,000 to $2,000
NYSERDA Clean Heat rebate− $1,000 to $3,000
Federal 25C tax credit (claimed at tax time)− Up to $2,000
Estimated net cost after incentives≈ $8,000 – $14,000

Pair with 0% APR Synchrony financing

On a $10,000 net balance with 0% APR over 60 months, that's roughly ~$167/mo — illustration only, exact terms depend on credit approval.

* All figures are estimates for illustration. Final pricing, rebate eligibility, and financing terms are confirmed in your written quote.

Get your stacked-savings estimate

Tell us a little about your home and we'll come back with a written quote showing your equipment options, every rebate you qualify for, and a monthly payment if you'd like financing.

Free, no-pressure estimate
Soft credit pull only (no score impact)
We file PSEG & NYSERDA paperwork for you

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Frequently asked questions

No — exact amounts depend on the equipment you choose, your utility account, your tax situation, and program funding at the time of install. The ranges on this page are estimates based on current PSEG Long Island, NYSERDA, and IRS 25C guidelines. We'll give you a clear written breakdown before any work begins.

Ready to see your number?

One quick visit and you'll have a written estimate with every rebate, credit, and financing option laid out — no obligation.

(516) 667-0911